Can I invest more in the plan?

April 28, 2016

Following the release of our 2015 results, you asked us if you could make additional voluntary contributions or if we can manage personal investments on your behalf?

The simple answer is no. Our mandate and certain laws limit us to managing the Ontario Teachers' pension fund and administering the plan on behalf of members. For example, in order for our plan to comply with current tax legislation in Canada and the U.S., we do not directly invest or manage personal investments of our members or their families. Other plans have different mandates.

We continuously evaluate opportunities to enhance our member service offer. But, there are no current proposals to allow members to make personal investments or additional voluntary contributions to the plan. These activities would require structural changes to our legislated mandate and to our organization.