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Questions about Bill 124? Visit our News section and Bill 124 FAQs in both the working members and retired members sections.

Medical and dental benefits

Three independent plans provide supplementary coverage for members of our plan.

The plans are offered by RTO/ERO (formerly Retired Teachers of Ontario) through Johnson Inc. and two are offered by the Ontario Teachers’ Insurance Plan (OTIP). Premiums for these plans can be deducted from your pension payment.

Contact them directly for information on available options:

Why doesn’t Ontario Teachers’ provide medical and dental benefits for retired teachers?

Some employers provide health benefits to their retired employees. We’re not an employer of teachers and can’t provide health benefits in the same way. The Income Tax Act doesn’t allow registered pension plans to provide health benefits.