July 31, 2014
This fall, more than 8,000 retired teachers will likely go back to school to do some type of re-employment. If you are one of them, it's important to keep the following in mind: while your employer will report all re-employment service to us, you are required to track your days to avoid going over the 50-day re-employment limit and have your pension suspended.
If you have any questions about re-employment, contact us. In the meantime, here are a few reminders as we get closer to a new school year.
You are responsible for keeping track of logged hours
The onus is on you to keep track of your days, but we are here to help!
To make things a little easier, last year we launched our first mobile app, Worklog. This app enables you to track the number of days you've worked. Available for free on iPhone and Android devices, the calendar within the app is colour coded – green means you can keep working, yellow means you are getting close to your re-employment limit, and red reminds you to stop working to avoid pension suspension.
Teaching is not the only type of work that counts as re-employment
After you retire and begin collecting your pension, any service (for compensation) you provide to an employer who participates in the pension plan is considered re-employment. You can work directly or indirectly for a participating employer for 50 days in each school year you work following retirement without interrupting your pension.
Check out What counts to learn whether or not your work after retirement is subject to the re-employment limit.
Volunteering for a board counts as re-employment days
Re-employment rules may apply even if you don't get paid for your work. You can't forfeit your pay to circumvent the rules. If the position or duty entitles you to compensation and you decide to decline it, your service will still count toward the re-employment limit. For example, if you decide to volunteer and mark papers for one of our participating employers, a person would normally get paid for this. As such, just because you decline the compensation, marking papers is still a job someone would get paid for; therefore, it counts toward your re-employment days.
If you reach your 50-day limit, you must stop working to avoid pension suspension
If you reach your 50-day re-employment limit for the school year, you can work until the end of the month in which you exceed the limit. For example, if you exceed your limit on May 15, you can work until May 31 without affecting your pension.
If you continue to work after the month in which you exceed the limit, your pension will be suspended. It will resume the month after your last day of re-employment.
If you work in August, check the school-year start and end dates of your board's calendar
If you are asked to work in August to set up for the next school year, make sure to contact your employer to confirm which school year your work days in August fall under. For example:
Board calendar start date: August 27, 2013
Board calendar end date: August 26, 2014
If you have already exceeded your re-employment limit for the 2013/2014 school year, and you've been asked to help set up a classroom on August 25, 2014, that day will count toward the 2013/2014 school year. As a result, your pension will be suspended in August. If you continue working in September and beyond, your pension will remain suspended until you have a month with no re-employment service.
Make sure to download our mobile app, Worklog, to keep track of your re-employment days and avoid a pension suspension. Simply record the days you work right in the app. It will automatically keep track of your days and indicate when you are getting close to the 50-day re-employment limit.