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Life & Career Events

Exceeding the Limit

You can work until the end of the month in which you exceed the limit without affecting your pension.

If you continue to work after the month in which you exceed the limit, even if for only part of a day, you won't receive your pension for that month. Your pension will resume on the earlier of:

  • the month in which you have no re-employment service, or
  • September 1 following the school year in which your pension was suspended.

Notify us immediately if you plan to work after the month in which you exceed the limit. We'll suspend your pension for as long as you continue to work.

Example – 50-day limit

Jocelyn plans to do some supply teaching in the upcoming school year. Here's a possible scenario to help illustrate what Jocelyn needs to do, and when, once she becomes re-employed.

  Sept. Oct. Nov. Dec. Jan. Feb. Mar. Apr. May June
Days Sept. 0 Oct. 12 Nov. 10 Dec. 6 Jan. 8 Feb. 14 Mar. 0 Apr. 11 May 5 June 4

Jocelyn's 50th day of re-employment would occur in February. She would exceed the 50-day limit in April.

Jocelyn can work until the end of April without affecting her pension. Since she'll work additional days past April of that school year, she must notify us as soon as she exceeds the 50-day limit. We'll suspend her pension beginning in May.

If she changes her mind and doesn't work beyond April of that school year, she doesn't need to contact us.

Example – 95-day limit (September 1, 2020 and June 30, 2021 only)

Kelly works for a school board as a teacher in the classroom and as a school secretary. If she continues to work both positions, her pension will be suspended the month following the month in which she exceeds the 50-day limit.

To be eligible for the 95-day limit, Kelly would have to stop working as a school secretary by the end of the month in which she exceeds the 50-day limit. If she continues to work only as a teacher in the classroom, she can work to the end of the month in which she exceeds the 95-day limit without affecting her pension. Kelly's pension would be suspended if she works in July or August.

For more information on how your pension may be affected if you exceed the limit, review our summary. If you're still unsure, contact us.