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Life & Career Events

How to Qualify and Apply for Benefits

To qualify for shortened life expectancy benefits, you must provide complete medical evidence, from a doctor licensed in Canada, of a life expectancy of less than two years. Spousal permission is also needed because a spouse forfeits the right to survivor benefits if you choose this option.

To apply for shortened life expectancy benefits, you must complete and return the forms provided in the Shortened Life Expectancy Kit for Pensioners.

Before you apply

Contact us for an estimate of the payment you'll receive and the monthly survivor pension your eligible spouse or dependent children will forfeit if you take a shortened life expectancy benefit.

Disabled children

If an eligible child is disabled, let us know as soon as possible as it may increase the value of your shortened life expectancy benefit.