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Ontario Teachers' has transfer agreements with other major public sector plans in Ontario and with teachers' plans in other provinces. If you become employed by one of them, you can transfer your credit into your new employer's plan and expect similar benefits upon retirement as you would if you had remained teaching.

If you move to an organization that doesn't have an agreement with Ontario Teachers', you may be able to transfer the commuted value to your new plan and apply it towards a purchase of credit.