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Step 3: Finalize your separation agreement with your family lawyer

This step only applies if you're using your pension to settle an equalization obligation.

This agreement should clearly identify your former spouse's share of the Family Law Value (found in Part A of your Statement of Family Law Value).


  • Under Ontario law, your former spouse cannot receive more than 50% of the pension benefit you earned during the spousal relationship, as set out in your Statement of Family Law Value.
  • The Family Law Valuation (FLV) Date must be specified in your court order, family arbitration award or domestic contract. The FLV date must match the FLV date identified on your Statement of Family Law Value.