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April 03, 2019

If you opted to collect a reduced Canada Pension Plan (CPP) pension, here are three things you need to know when you turn 65:

  1. Your bridge benefit ends the month after your 65th birthday and you’ll notice a decrease in your total pension income. Use our bridge benefit estimator to get an idea of how much your bridge benefit currently is. Keep in mind the estimate doesn’t include future inflation increases.
  2. To see the exact current value of your bridge benefit, sign in to your account. We also include it on your Retired Member Statement (you receive this each year in spring).
  3. You’ll likely be eligible to collect Old Age Security (OAS), which should help to offset the decrease to your pension.

Need more information? Explore You and CPP.

If you have questions about CPP or OAS, contact them directly.