Ontario Teachers’ will pay you a lifetime pension when you qualify to retire. We’ll also provide benefits when you die, if you become disabled or permanently leave teaching before retirement age.
            
                Defined benefit pensions 
 
            
            
        
        
            Learn about your contributions and what goes into determining your pension amount
            
                Life’s unexpected events 
 
            
            
        
        
            You may become disabled or ill and unable to work, learn about your benefit options
            
                Transfer past service 
 
            
            
        
        
            If you have credit in another pension plan, there’s a chance you may be able to transfer it into our plan
            
                Working less than full time
 
            
            
        
        
            Understand the impact occasional or part-time teaching could have on your pension
            
                Your rights, obligations and benefit appeals process
 
            
            
        
        
            Your pension benefit is protected under legislation
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