Ins-and-outs of summer school
July 07, 2016
Teaching summer school is a chance to earn some extra money, but the impact on your pension will depend on your employment circumstances.
If you worked full-time during the regular school year, your earnings from teaching summer school aren’t pensionable.
If you’re an occasional teacher who worked less than full-time, summer school can help you bridge the gap in your credit. Once you’ve taught for the equivalent of a full school year (typically 194 days), you’ll have earned full credit for the year. Any income earned above and beyond a full school year is not pensionable.
There are two key things you need to keep in mind:
If you retired at the end of the most recent school year, you can’t enter into a work agreement to teach summer school until after a 'bonafide cessation' has occurred. This means:
- your employer has accepted your resignation without condition,
- no arrangement has been made to return to work in education, and
- you’ve received, or your employer has arranged to pay, any applicable gratuity.
With this in mind, you can’t agree to teach summer school until after June 30. If you start to work immediately as a summer school teacher then you haven't completed a “bonafide cessation.” Rather, we would consider this a continuation of employment, and you wouldn’t be entitled to receive a pension.
- Teaching summer school counts as re-employment, and as such, the re-employment rules apply.