Ins-and-outs of summer school

July 07, 2016

Teaching summer school is a chance to earn some extra money, but the impact on your pension will depend on your employment circumstances.

Still working?

If you worked full-time during the regular school year, your earnings from teaching summer school aren’t pensionable.

If you’re an occasional teacher who worked less than full-time, summer school can help you bridge the gap in your credit. Once you’ve taught for the equivalent of a full school year (typically 194 days), you’ll have earned full credit for the year. Any income earned above and beyond a full school year is not pensionable.

Already retired?

There are two key things you need to keep in mind:

  1. If you retired at the end of the most recent school year, you can’t enter into a work agreement to teach summer school until after a 'bonafide cessation' has occurred. This means:

    • your employer has accepted your resignation without condition,
    • no arrangement has been made to return to work in education, and
    • you’ve received, or your employer has arranged to pay, any applicable gratuity.
    • With this in mind, you can’t agree to teach summer school until after June 30. If you start to work immediately as a summer school teacher then you haven't completed a “bonafide cessation.” Rather, we would consider this a continuation of employment, and you wouldn’t be entitled to receive a pension.

  2. Teaching summer school counts as re-employment, and as such, the re-employment rules apply.