School’s in for the summer

June 29, 2015

If you're just starting your career and working on an occasional basis, teaching summer school could provide a good boost to your pension.

To find out if this is the case for you, ask yourself this question:

Did you work on a full-time contract throughout the school year between September and June (typically 194 days)?

If you answered yes, then the income you earn teaching summer school is not pensionable. You can only earn credit, both actual and qualifying, for a maximum of one year. If you taught full-time from September until June, you've reached that maximum.

If you answered no (maybe you had a part-time contract, covered a short leave or worked on a day-to-day occasional basis), then the income you earn teaching summer school is pensionable. As long as you have taught more than 10 days in the school year (the minimum to earn a qualifying year), this extra income will help to increase the value of your pension and you may be able to retire sooner with an unreduced pension.