What You Need to Do

Once you or your employer informs us of your approved leave, we'll update your Buyback Centre so you can review your options. We'll provide a cost estimate, tell you how you can pay and show you the impact buying back will have on your pension.

After your leave starts, we'll calculate a more precise cost and inform you when you can start making payments. You'll have five years from the end date of your leave to finish paying for your buyback.

3 steps to buy back

  1. Visit your Buyback Centre.
  2. Tell us if you intend to buy back your leave.
  3. Set up your payment plan.

It's important to note that different tax rules apply based on the timing of your decision.