Nearing Retirement?

If you're thinking about retiring soon and still have a buyback opportunity, make sure you understand the impact of buying back credit. For example, buying back credit may not increase your average "best-five" years' salary, one of the key factors on which your pension is based. 

If you have any questions, be sure to contact us beforehand to discuss your personal circumstances.

Start early

Although you can complete a buyback up to the month before your pension starts, it's a good idea to begin the process early to prevent unnecessary delays in the processing of your pension application.