An Ontario Teachers' pension, combined with income from the Canada Pension Plan and Old Age Security, usually provides enough money for a comfortable retirement. Only members who began teaching after age 35, have lengthy breaks in service or anticipate heavy expenses in retirement may require additional personal savings to supplement their Ontario Teachers' and government pensions. Today, a typical career teacher retires at age 58 with an annual pension of about $46,000.

As you start to think more about your well-deserved retirement, we want to ensure you have all the information you need to help make your decision. Once you're ready, sign in to your Ontario Teachers' online and apply for your pension in a few simple steps.

In this section

Are You Ready?

Learn how your pension fits into the big picture.

Staying On The Retirement Track

Follow our timelines so you know now what to do, and when.

Types of Pensions

Know what kind of pension you're eligible for, and when you can apply.

Adjustments to Your Pension

Learn about the adjustments that may be applied to your pension.

How Inflation Affects Your Pension

See how this key benefit of your pension plan will help you keep up with the cost of living.

Your Pension Questions

We've answered some of your most common questions about retiring.