If you're thinking about returning for a victory lap as a supply teacher, know the re-employment rules.
And you may even consider pausing your pension one day and returning to work full time. If you want to contribute to your pension again and have it recalculated, you can’t have any previous re-employment service. Keep this in mind as you plan for retirement.
Don’t shake on it, yet
If you’re considering re-employment, you can’t make the arrangements right away. You have to wait until after your pension starts.
There’s a limit
When you’re retired there's a limit on the number of days you can work in education in a school year without affecting your pension on the number of days you can work in education in a school year without affecting your pension.
Reaching your limit
If you reach the limit, you can work until the end of the month in which you exceed the limit., you can work until the end of the month in which you exceed the limit.
Let’s say you hit the limit on the last working day in January, and you worked again in February. Then you exceeded the limit in February and can work until the end of February without affecting your pension.
If you continue to work after the month in which you exceed the limit (March in the example above), call us. It's your responsibility to let us know. We’ll suspend your pension until either you stop working, or when the next school year starts.
If you continue to work and continue to collect your pension, we’ll collect the overpayment, plus interest.
You need to keep track
It’s up to you to track the number of days you work and notify us if you intend to work in the month in which you exceed the limit. Your employer will report your service to us, but it’s ultimately up to you to keep track.
Volunteer work may count
Re-employment rules may apply, even if you don’t get paid for your work. Not sure? Contact us.
Have more questions?
We've got answers to the most frequently asked re-employment questions. If you have any doubts about what constitutes re-employment or what rules apply, please call us to find out.