Change to survivor benefit eligibility for common-law partners

November 27, 2012

A recent Ontario court ruling has changed the treatment of pre-retirement death benefits for common-law partners.

Two conditions

This ruling affects you if you are in a common-law relationship and:

  • were previously married, and
  • have not yet divorced.

If you meet both of these conditions, your common-law partner is currently ineligible for survivor benefits if you die before going on pension.

Review beneficiary designation regularly

As your relationships change, it's important to review your beneficiary designation to ensure your wishes are met based on your current situation. You can sign in to our iAccess, to update your marital status and review your beneficiary information at any time.

Contact us

If you're currently in a common-law relationship, were previously married and not yet divorced, please contact us. We can review your file with you, assess the priority of entitlements and explore any available options.