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Life & Career Events

Choosing Your Death Benefit

Upon your death your eligible spouse automatically receives 60% of your CPP-adjusted pension, unless you tell us otherwise prior to receiving your first pension payment.

Survivor pensions for death after your retirement are based on a percentage of your annual pension, after CPP adjustment.

Basic survivor pension formula

50%, 55%, 60%, 65%, 70% or 75%
OF YOUR ANNUAL PENSION
(AFTER CPP ADJUSTMENT)
+
ANNUAL INFLATION INCREASES