Re-employment Scenarios

If you return to work after your pension begins, your pension may be affected. Here's what you need to know about what you should or shouldn't do.

You are:

  • re-employed and don't exceed the limit; or
  • re-employed and don't work beyond the end of the month in which you exceed the limit.
What you need to do:
  • Notify your employer that you are a pensioner when you accept a job.
  • Track the number of days you work.
What happens to your pension:
  • You will continue to receive your pension without interruption.

You continue to work after the month in which you exceed the limit.

What you need to do:
  • Contact us as soon as you start working after the month in which you exceed the limit.
  • If you have additional deductions taken from your pension (i.e., spousal payments or insurance premiums), consider how you will make alternate payment arrangements.
What happens to your pension:
  • Your pension will be suspended for each month you continue to work.
  • Your pension will resume on the earlier of:
    • the month in which you have no re-employment service, or
    • September 1 following the school year in which your pension was suspended.
  • You cannot return to work again during the month in which your pension is reinstated (with the exception of September).

You:

  • return to work as a pensioner for the first time after Dec. 31, 2008;
  • will work for a year or more; and
  • choose to accumulate credit during your entire period of re-employment.
What you need to do:
  • Contact us before you begin working for the first time as a pensioner.
  • Let your employer know immediately that you will be contributing for your entire period of re-employment.
  • During your last month of re-employment, contact us to apply to begin your pension again.
What happens to your pension:
  • Your pension will be terminated and contributions will be deducted during your entire period of re-employment.
  • When you retire again, your pension will be recalculated to include the additional credit you accumulated while re-employed and based on pension rules in effect when you apply for your pension again.
  • If you end up working for less than a year, your pension will not be recalculated and we will refund the contributions you made, with interest, after we reconcile pension records with your employer. Your pension will resume without change the month after your last day of re-employment.

Have any questions?

Please contact us.