Plan Funding

The Ontario Teachers' Pension Plan must have sufficient assets to meet its long-term pension obligations to members. Ontario Teachers' Federation and the Ontario government set contribution and pension benefit levels based on the plan's funding status.

Funded Status

At January 1, 2021, the plan had a surplus of $8.5 billion based on an average contribution rate of 11% and 100% inflation protection being provided on all pensions.

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Answers to your inflation questions

Find out what three factors determine your annual inflation adjustment.

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Funding Valuations

Discount Rate