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Life & Career Events

Getting Started

Here are five steps you should take as a new plan member:

1. Register for an Ontario Teachers' online account

You can access your pension details anytime, anywhere.

To register:

2. Update your profile

Once you're registered for an online account, sign in and make sure the following information is up-to-date:

  • name
  • mailing address
  • spousal status
  • e-mail address
  • telephone number
  • beneficiary designation
  • communication preferences

3. Buy back or transfer service

Many teachers take leaves of absence during their teaching careers. If you take an employer-approved leave that spans more than five consecutive school days, such as a maternity or parental leave, you may be eligible to buy back credit for the time you're away. Contributions to another pension plan could have an impact on your taxes (CPP and RRSPs don’t count).  Call us if you worked, or are planning to work, during your leave.

Some people have started teaching as a second career. If you have funds in another defined benefit pension plan, you may be able to transfer your past service into Ontario Teachers'. If you don't qualify to transfer pension assets under the transfer agreements we've signed with other pension plans, you still may be able to consolidate your pension assets by buying back credit for service in another pension plan registered in Canada.

Buying back or transferring credit enables you to receive a higher pension. You may also be able to retire sooner.

4. Check out our mobile App

Are you an occasional teacher? Download Classtime to keep track of where and when you work, as well as when you get paid. Classtime is free and available for download on the App Store.

5. Stay connected

From the moment you join Ontario Teachers', Pension Benefits Specialists will provide you with personalized customer service by email, phone, or letter. We'll also deliver newsletters, a personal statement of benefits, and an annual Report to Members so you get the latest plan news.