Here are five steps you should take as a new plan member:
1. Register for an Ontario Teachers' online account
You can access your pension details anytime, anywhere.
- Call 416-226-2700 or 1-800-668-0105, weekdays from 8 a.m. to 5:30 p.m.
- Complete and return the registration form.
2. Update your profile
Once you're registered for an online account, sign in and make sure the following information is up-to-date:
- mailing address
- spousal status
- e-mail address
- telephone number
- beneficiary designation
- communication preferences
3. Buy back or transfer service
Many teachers take leaves of absence during their teaching careers. If you take an employer-approved leave that spans more than five consecutive school days, such as a maternity or parental leave, you may be eligible to buy back credit for the time you're away. Contributions to another pension plan could have an impact on your taxes (CPP and RRSPs don’t count). Call us if you worked, or are planning to work, during your leave.
Some people have started teaching as a second career. If you have funds in another defined benefit pension plan, you may be able to transfer your past service into Ontario Teachers'. If you don't qualify to transfer pension assets under the transfer agreements we've signed with other pension plans, you still may be able to consolidate your pension assets by buying back credit for service in another pension plan registered in Canada.
4. Check out our mobile apps
Are you an occasional teacher? Download Classtime to keep track of where and when you work, as well as when you get paid. Classtime is free and available for download on Google Play and in the App Store.
Are you a member who also happens to be a new mom? Download BabySteps to manage your maternity buyback and read exclusive blog content from parenting pros. BabySteps is free and available for download in the App Store.
5. Stay connected
From the moment you join Ontario Teachers', Pension Benefits Specialists will provide you with personalized customer service by email, phone, or letter. We'll also deliver newsletters, a personal statement of benefits, and an annual Report to Members so you get the latest plan news.