WEBVTT

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Congratulations on your 
well-earned retirement!

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Maybe you've thought about
returning to work in a 

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part-time, casual or volunteer basis.

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We call this re-employment.

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Before you jump back in, did you
know that re-employment may

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impact your pension payments?

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So how do you know if
re-employment rules apply to you?

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You're considered re-employed if:

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You were employed in a job in education,
and now you've retired, 

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you've started your retirement pension with 
us, and now you've returned to work 

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for an employer participating in 
our plan.

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Next, what work does
re-employment cover?

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It's important to remember that
re-employment can apply to

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teaching or non teaching roles
and includes part-time, contract

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or even some types of volunteer
work.

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Here's some examples
of re-employment: 

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working with a school board, designated 
private school or organization, 

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or the Ministry of Education,

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working with an exchange program, 
for an Ontario government ministry

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or for the Toronto and Region
Conservation Authority

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or volunteering for a position or

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activity that you'd otherwise be
paid to do.

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It's also important to remember
that you may be subject to the

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re-employment rules even if
you're self-employed.

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Find out more about
self-employed conditions on our

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What's considered re-employment?
page.

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Let's say you've determined the
re-employment rules do apply to you.

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How many days can you work in
each school year

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before it affects your pension?

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Your re-employment limit 
is 50 days.

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Let's take a look at how 
that works.

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Here's an example:

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Say you hit your 50 day limit on
February 14th.

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You'll be able to work until the
end of February in the same

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school year without affecting
your pension.

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If you continue to work even
part of one day in March, 

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your pension will be suspended.

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If you plan to work 
past your limit, 

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let us know as soon as possible.

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We'll suspend your pension for
the months 

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you're re-employed past your limit.

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Your pension will resume in the
month after you stop working, 

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or September 1st of the next school
year, whichever is sooner.

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If you exceed the limit for the
school year,

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any return to work in the same
school year will result 

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in another pension suspension.

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Why?

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Your limit doesn't reset until
the next school year.

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In this scenario,

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if you stop working in March,
let us know and we'll reinstate

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your pension in April, the first
calendar month 

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you have no re-employment.

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It's up to you to track the
number of days of re-employment.

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This includes all pay days like
sick days or stat holidays.

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There's no need to report your
re-employment days to us unless

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you're planning to go over 
the limit.

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Sign into your account to double-
check your re-employment days

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against your employer's records.

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If you believe the number of
days shown in your account is

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incorrect, contact your employer
directly.

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Let's recap the key details
about re-employment:

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There's a 50 day limit before
affecting your pension.

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If the position or activity
entitles you to compensation and

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you decide to decline it, your
service will still count

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toward the limit.

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It's your responsibility to keep
track of your re-employment days.

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Even if you go over by part of one
day, your pension will be suspended.

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and only contact us to
let us know you plan to go 

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over the limit.

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This video does not cover all
aspects of re-employment.

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It's your responsibility to know
the re-employment rules.

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For more information, visit our
re-employment section or sign

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into your account to review your
re-employment record.