Working After Retirement
There are limits on the number of days you can work after retirement without affecting your pension. This section tells you all you need to know about the rules.

Are you a re-employed pensioner?
For pension plan purposes, we consider you a re-employed pensioner and subject to re-employment rules if you meet the following conditions:

  • you have ceased employment in education;
  • have applied for a retirement pension under the plan; and
  • you are then employed by or otherwise engaged, directly or indirectly, to provide services for compensation for an employer who participates in the pension plan.

This definition includes all re-employment, teaching or non-teaching, whether done on an employment, self-employment or third-party basis. If you aren't sure whether your employer participates in the Teachers' plan, ask your employer or consult the lists of designated private schools and designated organizations.

Also note that you can't forfeit your pay to circumvent the rules. If the position or duty entitles you to compensation and you decide to decline it, your service will still count toward the re-employment limits.

Unsure if the rules apply to you? Find out what counts and review our examples. If you're still unsure, contact us.

Posted August 2010