You can work after retirement without affecting your pension for up to:
- 95 days in each of the first three school years in which you return to work (these don't need to be consecutive years); and
- 20 days each school year after that.
When determining the first three school years, the following rules apply:
- Any school years you worked as a pensioner before Sept. 1, 2001, are included.
- Any school years you worked as a pensioner during a five-year window that allowed for extended work in education – from Sept. 1, 2001, to Aug. 31, 2006 – are excluded.
- Any school years you worked after Aug. 31, 2006, are included.
How the 95-day limit works
Here's an example of how the limits affect four re-employed pensioners.
| School years worked, even if for only part of a day |
Before Sept. 1, 2001 | From Sept. 1, 2001 to Aug. 31, 2006 |
95-day school years that remained after Aug. 31, 2006 |
|||||
| Allan | 0 | 1 | 3 | |||||
| Beth | 1 | 4 | 2 | |||||
| Carole | 2 | 0 | 1 | |||||
| Tony | 3 | 3 | 0 |
Exceeding the limits
It is your responsibility to count the number of days you work.
If you continue to work after the month in which you exceed the limit, you must notify us. We will suspend your pension for as long as you continue to work, even if for only part of a day.
For example, Jocelyn exceeded the limit on Feb. 15. She is required to notify us if she returns to work any time during the school year after February. If Jocelyn returns to work in March, she should notify us right away and we will suspend her pension beginning in March. If she doesn't work again until April, she should notify us in April. Her pension will be suspended beginning in April.
Working in August
You may be asked to work in August to set up for the next school year.
Days you work in August will only be included in the subsequent school year if they are part of the existing calendar associated with your position. If they are not, and you have already exceeded your re-employment limit for the current school year, these days will count toward the current school year and your pension will be suspended in August.
If you continue working in September and beyond, your pension will remain suspended until you have a month with no re-employment service.
Failure to report
Under the Teachers' Pension Act, you must record the number of days worked in education. The pension plan has the right to ask you to supply details of your return to work. If you fail to provide this information within a reasonable time after it is requested, your pension will be suspended. Any pension payments you were not entitled to receive must be returned, with interest.